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Tythe’s fees follow one principle: it charges for what it builds, and passes through the cost of what it routes, without a markup. It takes nothing on the yield your chosen venues produce, adds no hidden spread, and charges no fee on principal. This page sets out every fee, by capability.
Where a fee is set as a percentage, the exact figure is finalised at launch and shown to you before you commit to any transaction. This page describes the structure. Live numbers are always disclosed in-product and in the linked terms.

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The principle

Charge for what Tythe builds

Tythe earns on its own work: the credit it underwrites and stands behind with its own capital, the underwriting and delegation of agents, and the account that enforces it all.

Pass through what it routes

Facilitators, venues, gas, verification providers, and fiat rails are passed through at cost. Tythe adds nothing.

Nothing on routed yield

Tythe takes no cut of the yield produced by the venues you or your agent choose. Those returns are yours in full.

No hidden spread, no fee on principal

No spread on transfers beyond the stated fee. No fee on the principal you deposit, borrow, lend, or move.
Verification, underwriting, and the continuous training of Tythe’s models are Tythe’s costs. They are never passed on to you.

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Treasury and Delegate

The account, the mandate layer, and agent underwriting are Tythe’s core product, and the fee for them is a single account fee.

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Payments

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Borrow

The cost of a Loan is its interest and a capped late fee if a payment is missed. Nothing else. Borrowing costs are transparent by design: a fixed APR agreed up front, and no junk fees around it.

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Lend

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Save

Tythe does not manage your Save allocation. You or your agent direct it, so there is no management fee.

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Intelligence

Venue intelligence, indices, and the dashboard are free to account holders. External licensing of the Intelligence Layer is on the roadmap.

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What the structure means

Tythe’s revenue scales with credit it originates and stands behind, and with the agents it underwrites and enforces. It does not scale with how many transactions your agents make or how much yield your venues produce. That alignment is deliberate: Tythe is paid for underwriting well and enforcing well, not for volume.
Read the full Risk disclosure. Fees are the cost of using Tythe; they are not a measure of its risk.