The sequencing principle
Each roadmap item is listed with what must be true first. That is not caution for its own sake. A fundraising network without a rating track record is a marketplace with a cold-start problem; a trading mandate before agent standing has been proven in production is authority extended on hope; a portable credential before any venue has a reason to honour it is a format with no readers. V1 earns each of these.Items
Platform items
Smaller additions that ship as the conditions allow, without their own page.- Individual Borrow, opened jurisdiction by jurisdiction as counsel confirms a compliant consumer-credit path.
- Additional stablecoins as account assets, priced through the oracle router.
- Threshold approvals across multiple operators for mandates and instruments.
- Batch-settlement x402, once a bounded escrow pattern is designed that does not require pushing funds out of the account.
- A query interface over the public dashboard tables.
- Managed allocation, a Tythe-run allocation service, only if a licensed asset-management posture is obtained. Until then Save stays client-directed.
Not on the roadmap
- A token. Tythe has no token and no plan for one.
- Custody. Tythe will not hold principal funds in any phase.
- Cross-chain credit or a cross-chain loss waterfall. Every Loan, its lien, its capture, and its default handling stay on one chain, atomically. Cross-chain value movement is on the roadmap; cross-chain trust in the credit path is not.
- Agents as customers, for the foreseeable horizon. The principal is the account holder and the borrower of record.
Roadmap items are intentions, not commitments. Each is subject to the conditions listed and to counsel in the relevant markets.